Common Exclusions To Business Interruption Insurance
Posted: April 15, 2019
Business interruption insurance is designed to cover income lost when an event beyond your control forces you to close your business temporarily. This extra layer of protection goes beyond common business insurance policies. For example, if a fire in your office forces you to shut down temporarily, property insurance will cover the damage from the fire, but not the loss of income. The lost income...
Townhomes & Duplexes: How Much Will A Homeowners Policy Cover?
Posted: April 1, 2019
If you are considering purchasing a townhome or duplex, you may be wondering if coverage under a homeowners policy would be different than coverage for a single-family dwelling. Our knowledgeable agents will be happy to explain the coverage for each type of dwelling and help you find a policy that suits your needs at the best available rates. What Are Townhomes and Duplexes? Perhaps the...
Do I Need Product Liability Insurance On Top Of Business Owner’s Insurance?
Posted: March 15, 2019
If your business manufactures, distributes, sells, or repairs products, you may need product liability insurance in addition to your business insurance. In fact, business partners throughout your supply chain may require a certificate of liability insurance as proof of adequate product liability coverage. Why Is Product Liability Coverage So Important? If your business provides products to customers, you need product liability insurance because product liability...
What Can I Do If My Car Is Stolen?
Posted: March 15, 2019
Having your car stolen is a traumatic experience. You step out the door, and your car is simply gone – not there where you left it. Unfortunately, it happens every day to vehicle owners all over the U.S. The following is a checklist to prepare you in case that unhappy event ever happens to you. Check to Make Sure Your Car Has Actually Been Stolen...
Had a Wreck - What should I do?
Posted: March 1, 2019
I Got in a Car Accident. Now What? When you’ve been in a car accident, it’s easy to feel overwhelmed. That’s why we’ve put together a list to help you navigate the aftermath of an accident, and make sure your situation gets handled as smoothly and safely as possible. Check it out: What to Do Immediately After a Car Accident Remaining calm and collected right...